Can a policyholder receive the full $9,000 monthly benefit for Omniflex homecare if a family member or friend provides the care?

No, the full $9,000 benefit is only available if the care is provided by a certified individual or a state-licensed agency. If a family member, friend, or neighbor provides the care, the policyholder will only receive a maximum of $4,500 per month, totaling $54,000. To pay family members or friends for care, the Fast 50 benefit must be used instead.