At ManhattanLife, most of our products are issue age products, meaning the premium you’re charged when you sign up will remain the same for the life of the policy.
The exception is our attained age products: Medicare Supplement, Home Health Care, and Home Health Care Select. These policies have premiums that increase over time:
- Medicare Supplement: Premiums increase annually as you age.
- Home Health Care & Home Health Care Select: Premiums increase every 5 years as you enter the next 5-year age band.
So, while all of our other products lock in your premium for life, these three are based on attained age and adjust as you grow older.